The third type is about your receptivity:
[It] presents only a faint clue, the potential opportunity exists, but it will be overlooked except by that one person uniquely equipped to observe it, visualize it conceptually, and fully grasp its significance.
Chance III involves a special receptivity, discernment, and intuitive grasp of significance unique to one particular recipient.
This kind of luck is special to each of us. It’s when we are the right person with our unique set of experience and knowledge and are thus able to be receptive to the luck.
Chance III favors those who have a sufficient background of sound knowledge plus special abilities in observing, remembering, recalling, and quickly forming significant new associations.
Louis Pasteur was onto it when he said:
Chance favors the prepared mind.